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All statutory taxes, service tax, VAT, all other imposts, duties and taxes as may be levied once in a while by the Government or different authority in respect of or in connection with the Card. The money advance fee and finance charge are non-refundable. The Bank at its sole discretion could reverse the partial or full amount. “Minimum Amount Due” means the minimal amount specified by the Bank in statement which if paid by the Payment Due Date will prevent any late fee fee.

The Bank reserves the proper to not permit worldwide Transactions as a lot as full limit assigned for SAARC international locations & Myanmar and Non-SAARC international locations in order that the Limits are not exceeded within the occasion of trade fee fluctuations or any unauthorized transactions. The Card is not transferrable and its utilization is topic to the phrases talked about herein and any additional circumstances stipulated by BRAC Bank Limited every so often. The Cardholder on no account whatsoever will enable the Card and/or PIN and/or CVC/CVV and/or OTP to be used by any other particular person. The Cardholder may not pledge the Card as Security for any purpose whatsoever. BRAC Bank Limited reserves the right to determine the credit score worthiness of the Applicant time to time by obtaining credit bureau report and such different reviews as it might deem essential and decline to issue a Card to any Applicant at its sole discretion.

Cash-limit forms a subset of the Cardholder’s Credit Limit/Purchase Limit. “Card Account” means the account opened in the name of the Cardholder and maintained by BRAC Bank Limited for the purpose of utilization of the Credit Card as per the terms and situations contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation “Applicant” means one that has/have applied for a Card to BRAC Bank Limited. Still have you ever a query then be happy to ask by remark.

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The Cardholder shall always ensure that the Card is kept in a safe place and can exercise every potential care to forestall the Card from being lost or stolen. “Security” means the lien of any account/Fixed Deposit/Financial Instrument against which the cardboard is issued . “Payment Due Date” means the date specified in the Statement of Account, by which date, payment of the Total Payment Due or the Current Balance or any half thereof or no less than the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument against the issued Credit Card restrict. “Current Balance” means the whole debit steadiness which shall be debited to the Card Account excellent on the Card Account payable to the Bank according to the Bank’s data on the date the Statement of Account is issued. “Cash-Limit” means the maximum amount of cash or equivalent of money as defined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.

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